You can apply for finance through the Surosa website. Just complete an order as normal and select finance option at the checkout, where you will be redirected to V12 Retail Finance screen. You can also complete the finance application in-store where our staff will be happy to talk you through the process.
WHAT FINANCE OPTIONS ARE AVAILABLE?
All orders over £500 and below £15,000 are eligible for finance. The finance options we currently offer range from 0% to 19.5% and depend on the items you select and the period over which you wish to purchase.
A 10% minimum deposit is required. Select a longer finance term and pay a larger deposit to lower the monthly repayments.
You can use the calculator on the item page (underneath the ADD TO BASKET icon) to see which finance option suits your purchase.
V12 RETAIL FINANCE
V12 Retail Finance is the UK’s only specialist provider of Retail Point of Sale Credit, providing finance to customers of our retail partners for over 20 years. There industry leading online paperless processing system is simple and friendly to use and can provide you with a decision in seconds.
Am I eligible for finance?
To apply for finance you must be:
· At least 18 years of age
· A permanent UK resident
· In regular employment (minimum of 16 hours per week) including self-employment, or in permanent residence with your spouse/partner who is in regular employment
· In receipt of a pension if you are retired
· Able to confirm sufficient income if you are registered disabled.
HOW DO I APPLY?
Add the products you wish to order to your basket and proceed to the checkout.
Select Finance (V12 Retail Finance) as the payment method.
Choose your finance option and place the order.
You will then be re-directed to the V12 Retail Finance application page. Follow the simple steps to complete the finance application.
The application process should take around 5-10 minutes. Once completed V12 will use the information supplied to perform a credit check and reach a decision, normally done very quickly.
WHAT HAPPENS IF MY APPLICATION IS APPROVED?
Finance is subject to status. Once approved you will be able to complete your V12 Credit Agreement and electronically sign the finance documents online. We will then process your order and notify you of the next stage. If the item is a bike it will be allocated to the workshop to be safety checked and prepared for dispatched. Once the bike is ready for dispatch you will be contacted to arrange a convenient delivery date.
WHAT HAPPENS IF MY APPLICATION IS DECLINED?
If your credit application is declined you will have the option to process the order with a different payment method (Credit Card, Debit Card, PayPal).
Please note all orders paid for with finance must be shipped to the billing address on the application. Items purchased through finance cannot be sent to an alternative delivery address or collected in store. Finance can be applied for in-store for click and collect items.